Need Your Money. Understanding Liquidity across EPF, PPF, NPS & Mutual Funds
When choosing an investment, investors often focus on returns, risk and taxation. However, another important factor is liquidity — how and when the invested money can be accessed when required.
How Mutual Funds Can Provide Diversified Exposure to Real Estate Through REITs
Real estate is an important part of the economy. Traditionally, investors have accessed real estate primarily through physical property. However, securities-market structures such as Real Estate Investment Trusts (REITs) provide another way to participate in the real estate sector.
How Many Mutual Funds Should You Hold?
More Is Not Always Better
Does holding more mutual fund schemes automatically mean better diversification? Not necessarily.
Many investors believe that investing in a larger number of mutual fund schemes can help spread risk. While diversification is an important investment principle, simply increasing the number of schemes does not necessarily provide greater diversification.
NRI Investing in India: Stocks & Mutual Funds
NRIs can invest in Indian stocks and mutual funds, subject to applicable FEMA, RBI, SEBI, tax and KYC requirements. However, the applicable investment route, account structure, repatriation conditions and documentation can differ.
Foreign Assets of Small Taxpayers: A One-Time Window to Come Clean on Overseas Assets
FAST-DS 2026 provides eligible taxpayers a limited opportunity to disclose certain foreign assets and income
**This post is for general investor awareness only. It does not constitute tax, legal or investment advice or a recommendation to use FAST-DS. Consult your Chartered Accountant or qualified tax professional for your individual circumstances.
Is This the Right Time to Invest?
The Perfect Time to Invest May Never Arrive
One of the most common thoughts investors have is:
“Should I invest now, or should I wait for a better time?”
When markets are volatile, this question becomes even stronger. Investors may wait for a correction, a market fall, better economic news or simply a more comfortable environment.
Buying Term Insurance? Honesty Can Protect Your Family Tomorrow
Term insurance is one of the most affordable and effective ways to secure your family’s financial future. However, choosing the right policy is only part of the process. Providing complete and accurate information in your proposal form is equally important.
Exploring Equity-Oriented Specialized Investment Funds (SIFs)
Looking beyond traditional long-only investing?
SEBI’s Specialized Investment Fund (SIF) framework introduces equity strategies designed for eligible
Demat Mutual Fund Units Get More Flexibility
SEBI Extends SWP & STP Standing Instructions to Demat-Held Units
Until now, investors holding mutual fund units in Statement of Account (SoA) format could register systematic instructions such as Systematic Withdrawal Plans (SWP) and Systematic Transfer Plans (STP).
Investors holding mutual fund units in demat form did not have the same facility.
That distinction is now changing.
On 17 July 2026, SEBI extended the facility for creating standing instructions for SWP and STP for mutual fund units held in demat form.
Is Your Contingency Fund Ready?
Faster Access. Simpler Processes. Stronger Retirement Protection.
For millions of salaried Indians, the Employees’ Provident Fund (EPF) is a vital retirement savings tool. However, accessing funds during emergencies has often meant paperwork, approvals, and delays.
