Author: Naresh Kumar

Paid Your EMIs on Time. Still, Your Credit Score is Falling.

Here’s what could be behind it.
Paying on time is important—but your credit score looks at more than just your EMIs.
Imagine this.
You have never missed an EMI. Your credit card bills are paid on time. Yet, one day, you check your credit score and find that it has dropped.

Alternative Investment Funds (AIFs)

Three Categories. Different Strategies. Understanding Their Structure.
Alternative Investment Funds (AIFs) are often discussed as one investment category. In reality, Category I, Category II and Category III AIFs can follow very different investment strategies, fund structures, liquidity arrangements and risk characteristics.

GIFT City’s 15 Retail Funds: Connecting Investors with Global Markets

Understanding GIFT IFSC and what its retail-fund ecosystem means for Indian and global investors
GIFT City — Gujarat International Finance Tec-City — is home to India’s first International Financial Services Centre (GIFT IFSC), located in Gandhinagar, Gujarat. GIFT IFSC has been developed as an international financial hub connecting India with global financial markets. The International Financial Services Centres Authority (IFSCA) is the unified regulator for financial products and services undertaken in the IFSC.

From Saving to Purposeful Investing

Key Considerations for Ownership, Taxation & Investments
For many Indian families, wealth is built across generations through property, business interests and investments. A Hindu Undivided Family (HUF) can be relevant in such circumstances because it is recognised as a separate taxable person under Indian income-tax law, subject to applicable conditions.

HUF & Investments: Understanding the Structure

Key Considerations for Ownership, Taxation & Investments
For many Indian families, wealth is built across generations through property, business interests and investments. A Hindu Undivided Family (HUF) can be relevant in such circumstances because it is recognised as a separate taxable person under Indian income-tax law, subject to applicable conditions.

Can a Minor Be a Mutual Fund Nominee? What Investors Should Know

When investing for your family’s future, we often focus on returns, risk and time horizon. But there is another important question:
What happens to your investments if you are no longer around?
Nomination can help make the transmission of mutual fund investments more organised and easier for the family, subject to the applicable process.

Accredited Investor in India

Unlocking Greater Investment Flexibility
India’s investment landscape is evolving rapidly, with investors increasingly looking beyond traditional investment avenues. To recognise investors with higher financial capacity and the ability to understand sophisticated investment products, Accredited Investor (AI) framework has been created. But what does being an Accredited Investor actually mean—and what additional flexibility can it provide?

FAST Scheme 2026: Why Ignoring Undisclosed Foreign Assets Could Cost You Dearly Before December 31

Clean, transparent wealth creates true peace of mind. Over the years, India’s tax reporting ecosystem has undergone a massive digital transformation. Through the Automatic Exchange of Information (AEOI) framework and global tax agreements, foreign bank details, overseas RSUs/ESOPs, foreign mutual funds, and global property holdings are now seamlessly reflected in your Annual Information Statement (AIS).

Specialised Investment Funds

The Bridge between Mutual Funds and Alternative Investment Funds
Understanding SEBI’s Specialised Investment Funds — and what they mean for your investment journey

For years, Indian investors have faced a wide gap in the investment universe. On one end sit mutual funds — regulated, transparent, and accessible to almost everyone. On the other end sit alternative investments like Portfolio Management Services (PMS) and Alternative Investment Funds (AIFs) — offering advanced strategies, but reserved for those who can write a cheque of ₹50 lakh or more.

We offer you the advantage of our extensive experience,
deep insights, and comprehensive understanding of the
financial products.

CLICK HERE for the SEBI registration details of the entities we are associated with.

SIMPLY 3 FINSERV PRIVATE LIMITED [CIN: U67190PB2022PTC056099]
AMFI Registered Mutual Fund Distributors & SIF Distributor (ARN-249158)

Lokesh Malhotra [ARN-158405] | AMFI Registered Mutual Fund Distributor

9779333665 / 9779733365 / 9779010765
info@simply3capital.com

Business Hours

Staff Login
Admin Login

RISK DISCLOSURE AND REGULATORY DISCLAIMER

Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully.

the Investments in Specialized Investment Fund involves relatively higher risk including potential loss of capital, liquidity risk and market volatility. Please read all investment strategy related documents carefully before making the investment decision.

Past performance may or may not be sustained in the future and is not indicative of future performance. The value of investments and the income from them may go up or down depending on market conditions and other factors. Investors may lose part or all of their invested capital.

The information, views, opinions, illustrations and other content on this website are provided for general information and investor awareness purposes and are based on information believed to be reliable. However, no representation or warranty is made regarding its accuracy, completeness or currency. Such information should not be construed as a guarantee or assurance of returns or future performance.

Investment decisions should be based on the investor’s individual circumstances, investment objective, risk profile, time horizon, suitability, costs and applicable taxation and regulatory considerations. Investors should independently evaluate the relevant risks and may seek independent professional advice, wherever required.

There is no assurance or guarantee that the investment objective of any mutual fund scheme, SIF or other investment product will be achieved.

Investors should carefully consider all applicable costs and charges, including expense ratios (TER), exit loads, applicable taxes and other charges, wherever applicable, before investing.

Distributor Disclosure

SIMPLY 3 FINSERV PRIVATE LIMITED [CIN: U67190PB2022PTC056099] is an AMFI Registered Mutual Fund Distributors & SIF Distributor (ARN-249158) & Lokesh Malhotra [ARN-158405] | is an AMFI Registered Mutual Fund Distributor and distributes Mutual Fund schemes under the Regular Plan category. As a Mutual Fund Distributor, we receive commission from Asset Management Companies (AMCs) in accordance with the applicable regulatory framework and scheme-wise commission structures. Applicable commission-related disclosures are made available to investors as required.

Registration with AMFI, ARN registration or empanelment with any AMC does not imply any assurance regarding the performance of any scheme or investment product or any guarantee of returns.

Investment Risks

Mutual Fund and SIF investments are subject to various risks, including market risk, liquidity risk, credit risk, interest rate risk, concentration risk and other risks, as applicable.

Investors should carefully read the applicable Scheme Information Document (SID), Key Information Memorandum (KIM), Statement of Additional Information (SAI), SIF investment strategy-related documents and other relevant documents before investing.

Website Information

Information obtained from publicly available or third-party sources may change and may contain errors or omissions. Simply 3 Capital takes reasonable care in compiling and presenting such information but does not guarantee its accuracy or completeness.

The contents of this website are intended solely for general information and investor awareness and should not be construed as an offer, solicitation, guarantee or assurance of any particular return or outcome.

Download Mobile Apps

Copyright © 2026 Simply 3 Capital . All Rights Reserved.