Debt Mutual Funds vs Fixed Deposits
Debt Mutual Funds and Fixed Deposits (FDs) are two options investors may consider for fixed-income exposure. While FDs offer a predetermined interest rate for a specified tenure, debt mutual funds invest in instruments such as government securities, corporate bonds and money-market instruments. Their returns depend on market conditions and the securities held.
Loan Against Securities and Mutual Funds: Access Liquidity Without Selling Your Investments?
Understanding how loans against investments work, their potential benefits and the risks investors should consider before borrowing.
An unexpected expense, a temporary business cash-flow requirement or a significant payment can create a need for funds
Active vs Passive Investing: Why It Need Not Be an Either-Or Decision
Understanding two approaches to mutual fund investing and how they can complement each other.
When investing in mutual funds, one of the most common questions investors face is whether to choose actively managed funds or passive funds. Both approaches offer different ways to participate in financial markets, but neither is universally superior.
Lost Your Credit Card? Don’t Lose Your Financial Peace of Mind!
A missing credit card may seem like a small inconvenience, but every moment of delay can increase the risk of unauthorised transactions. In an increasingly digital world, financial awareness is not just about growing wealth—it is also about protecting what you have.
Beyond Basic Health Insurance Cover
Key Riders to Understand
Your health cover should protect more than your hospital bill.
A base health insurance policy can cover major hospitalisation expenses such as room charges, surgeries, medicines and diagnostic procedures. But medical expenses can extend beyond these headline costs.
Demystifying Factor Investing: Understanding Factors, Market Cycles and Long-Term Performance
Factor investing may sound technical, but the basic idea is quite simple.
Think about food. A meal contains different ingredients, but our body benefits from the nutrients within those ingredients—such as protein, carbohydrates, vitamins and minerals.
Estate Planning for HNIs: A Will Is Only the Beginning
Wealth can be accumulated over decades. Its transition to the next generation deserves the same level of thought.
For a high-net-worth family, succession is rarely as simple as deciding who receives an asset.
Paid Your EMIs on Time. Still, Your Credit Score is Falling.
Here’s what could be behind it.
Paying on time is important—but your credit score looks at more than just your EMIs.
Imagine this.
You have never missed an EMI. Your credit card bills are paid on time. Yet, one day, you check your credit score and find that it has dropped.
Alternative Investment Funds (AIFs)
Three Categories. Different Strategies. Understanding Their Structure.
Alternative Investment Funds (AIFs) are often discussed as one investment category. In reality, Category I, Category II and Category III AIFs can follow very different investment strategies, fund structures, liquidity arrangements and risk characteristics.
GIFT City’s 15 Retail Funds: Connecting Investors with Global Markets
Understanding GIFT IFSC and what its retail-fund ecosystem means for Indian and global investors
GIFT City — Gujarat International Finance Tec-City — is home to India’s first International Financial Services Centre (GIFT IFSC), located in Gandhinagar, Gujarat. GIFT IFSC has been developed as an international financial hub connecting India with global financial markets. The International Financial Services Centres Authority (IFSCA) is the unified regulator for financial products and services undertaken in the IFSC.
