Beyond Basic Health Insurance Cover
Key Riders to Understand
Your health cover should protect more than your hospital bill.
A base health insurance policy can cover major hospitalisation expenses such as room charges, surgeries, medicines and diagnostic procedures. But medical expenses can extend beyond these headline costs.
Demystifying Factor Investing: Understanding Factors, Market Cycles and Long-Term Performance
Factor investing may sound technical, but the basic idea is quite simple.
Think about food. A meal contains different ingredients, but our body benefits from the nutrients within those ingredients—such as protein, carbohydrates, vitamins and minerals.
Estate Planning for HNIs: A Will Is Only the Beginning
Wealth can be accumulated over decades. Its transition to the next generation deserves the same level of thought.
For a high-net-worth family, succession is rarely as simple as deciding who receives an asset.
Paid Your EMIs on Time. Still, Your Credit Score is Falling.
Here’s what could be behind it.
Paying on time is important—but your credit score looks at more than just your EMIs.
Imagine this.
You have never missed an EMI. Your credit card bills are paid on time. Yet, one day, you check your credit score and find that it has dropped.
Alternative Investment Funds (AIFs)
Three Categories. Different Strategies. Understanding Their Structure.
Alternative Investment Funds (AIFs) are often discussed as one investment category. In reality, Category I, Category II and Category III AIFs can follow very different investment strategies, fund structures, liquidity arrangements and risk characteristics.
GIFT City’s 15 Retail Funds: Connecting Investors with Global Markets
Understanding GIFT IFSC and what its retail-fund ecosystem means for Indian and global investors
GIFT City — Gujarat International Finance Tec-City — is home to India’s first International Financial Services Centre (GIFT IFSC), located in Gandhinagar, Gujarat. GIFT IFSC has been developed as an international financial hub connecting India with global financial markets. The International Financial Services Centres Authority (IFSCA) is the unified regulator for financial products and services undertaken in the IFSC.
From Saving to Purposeful Investing
Key Considerations for Ownership, Taxation & Investments
For many Indian families, wealth is built across generations through property, business interests and investments. A Hindu Undivided Family (HUF) can be relevant in such circumstances because it is recognised as a separate taxable person under Indian income-tax law, subject to applicable conditions.
HUF & Investments: Understanding the Structure
Key Considerations for Ownership, Taxation & Investments
For many Indian families, wealth is built across generations through property, business interests and investments. A Hindu Undivided Family (HUF) can be relevant in such circumstances because it is recognised as a separate taxable person under Indian income-tax law, subject to applicable conditions.
NPS Charges From 1 October 2026: What Every Subscriber Should Know
The National Pension System (NPS) is designed for long-term retirement savings. While investment choice, risk and retirement objectives remain important, understanding the costs associated with maintaining an NPS account is equally relevant.
Can a Minor Be a Mutual Fund Nominee? What Investors Should Know
When investing for your family’s future, we often focus on returns, risk and time horizon. But there is another important question:
What happens to your investments if you are no longer around?
Nomination can help make the transmission of mutual fund investments more organised and easier for the family, subject to the applicable process.
